Buying a new car in Luxembourg: everything you need to know

Buying a new car in Luxembourg involves comparing models, assessing the total cost of the vehicle and arranging for it to be registered. The right choice will depend not only on your journeys, but also on your budget and the engine type best suited to your daily life. This guide will take you through the process, from your initial search right through to receiving the keys.

How should you work out what you need before buying a new car?

The right new car is one that suits your journeys, the number of passengers and your overall budget. Before comparing makes, you should therefore start by deciding exactly how you’ll be using the car.

First, estimate your annual mileage. Someone who mainly drives in town has different needs to a driver who travels the roads of the Greater Region every day.

Next, ask yourself the following questions:

• How many kilometres do you run each week?
• Do you mainly drive in town, on the motorway or on a mix of both?
• Can you charge an electric car at home or at work?
• Do you need to transport children, pets or equipment?
• How much boot space do you need?
• Where do you usually park?
• How long would you like to keep the vehicle?
• What equipment do you actually use on a day-to-day basis?

Finally, arrange a test drive. This will allow you to check the driving position, visibility, comfort, noise levels and how easy the controls are to use.

How much should you budget for a new car in Luxembourg?

The cost of a new car is not limited to the list price. You also need to factor in optional extras, finance, insurance, registration, annual road tax, maintenance and fuel costs.

To register a new vehicle in Luxembourg, you must currently pay 50 euros in court fees. Booking a new personalised registration number costs an extra 200 euros, whilst the re-use of a personalised number already held by the same subscriber costs 24 euros. On top of this come the cost of number plates and, where applicable, certain additional charges.

Furthermore, always compare quotes based on the total price. Ask for a written document setting out the options, preparation fees and additional services. That way, you’ll be able to compare several vehicles on an equal footing.

Which engine should you choose for a new car?

The choice between petrol, diesel, hybrid and electric depends mainly on your journeys, your annual mileage and your charging options. Consequently, no single engine type is automatically suitable for all drivers.

Is an electric car right for your everyday life?

An electric car may be suitable for your day-to-day needs if you have a regular charging arrangement and if its range covers your usual journeys. However, you should also check its energy consumption, charging speed and the charging points available along your routes.

The WLTP range is an official measurement carried out in accordance with a European standard. It provides a useful basis for comparing models. However, temperature, speed, terrain, heating and air conditioning can reduce the actual range.

Before you buy, ask:

• official fuel consumption in kWh/100 km; ;
• the battery’s actual usable capacity; ;
• the maximum charging power; ;
• the charging time at a standard charging point and at a fast-charging point; ;
• the battery warranty terms; ;
• the cables supplied with the vehicle.

In addition, check the government grants available before signing the purchase order. The amounts, eligibility criteria and timeframes may change, so please consult official sources at the time of purchase.

Is a plug-in hybrid car always economical?

A plug-in hybrid car is particularly worthwhile if you charge its battery regularly. On the other hand, if you often drive it without charging it, the extra weight can increase fuel consumption.

So compare the figures with your actual usage. Also check the electric range, boot capacity and how easy it is to charge the car at home or at work.

How do you compare new cars?

To compare several new cars, use the same criteria for each model: final price, features, fuel consumption, warranty, interior space, maintenance and delivery time.

A simple comparison chart will help you make a more objective decision. This will prevent you from choosing solely on the basis of design or the starting price.

How can you compare the actual price to be paid?

Two vehicles advertised at similar prices may offer very different levels of equipment. So make sure you check what each price actually includes.

Compare, in particular:

• painting; ;
• parking aids; ;
• the reversing camera; ;
• cruise control; ;
• safety equipment; ;
• navigation and connectivity; ;
• charging cables; ;
• preparation costs; ;
• delivery charges.

Next, ask for a final price in writing. That way, you’ll avoid any unpleasant surprises when it comes to signing the contract.

How can you compare running costs?

The purchase price is only part of the total cost. You should therefore ask the dealer for the service schedule and the estimated cost of the main servicing intervals.

You should also compare the cost of tyres, insurance and fuel. These expenses can vary significantly from one model to another.

How do you compare cover?

Check the warranty period, the maximum mileage and any exclusions. For an electric car, check the vehicle warranty and the battery warranty separately.

In addition, ask whether an extended warranty is included, available as an option or linked to a finance plan.

How do you choose a car dealership in Luxembourg?

A good car dealer should provide a clear quote, give a realistic timeframe and explain the terms of the contract. So be sure to compare the quality of the service as well as the price of the car.

Before you commit, check the following:

• the actual availability of the model; ;
• the estimated delivery time; ;
• the provisions governing delays; ;
• the precise terms of the guarantee; ;
• the option of being provided with a replacement vehicle; ;
• the location and opening hours of the workshop; ;
• the availability of parts; ;
• the terms and conditions for trading in your current car; ;
• including the necessary administrative procedures.

In practice, the garage or car dealer often takes care of the registration formalities. However, you should always check what is included in the price and what you will have to pay for yourself.

What should you check before signing the purchase order?

The order form must provide a detailed description of the vehicle, its final price, its specifications and the delivery terms. Therefore, do not sign it until every important detail has been clarified in writing and is not merely verbal.

Please check the following:

1. The make, model, version and engine type.
2. The exterior colour and the interior.
3. The exact list of equipment and options.
4. The total price, including VAT.
5. Any discount and the conditions attached to it.
6. The amount of the deposit.
7. The chosen method of funding.
8. The delivery date or period.
9. Cancellation terms.
10. Warranties included.
11. Any maintenance services.
12. We take care of the administrative procedures.

Furthermore, an approximate delivery date does not offer the same certainty as a specific commitment. You should therefore ask how the dealership will handle any potential delays.

How can I finance the purchase of a new car?

You can pay for a new car in cash or opt for a loan, a lease or a scheme with a residual value. In any case, compare the total cost and the terms of the contract, not just the monthly payment.

What should you look out for when comparing loan offers?

When comparing loan offers, look at the interest rate, the term, the total cost and any associated charges. A low monthly repayment may, in fact, conceal a longer term and a higher overall cost.

Compare, in particular:

• the amount of the contribution; ;
• the amount borrowed; ;
• the annual percentage rate; ;
• the duration of the contract; ;
• the total amount to be repaid; ;
• application fees; ;
• the cost of voluntary insurance; ;
• the terms and conditions for early repayment.

Finally, ask for a written and dated quotation. This will enable you to compare several options properly.

What should you look out for in a leasing offer?

Leasing allows you to use a vehicle for a fixed period, subject to a mileage limit set out in the contract. However, you do not necessarily become the owner of the car at the end of the term.

So do check:

• the amount of the first month’s rent; ;
• monthly instalments; ;
• mileage included; ;
• charges in the event of overrun; ;
• the return policy; ;
• costs relating to the condition of the vehicle; ;
• whether there is a call option.

Interest rates, monthly repayments and terms and conditions are subject to change. For this reason, always ask for a personalised, up-to-date quote.

Which car insurance should you choose for a new car?

Motor third-party liability insurance is compulsory in Luxembourg. It covers any damage you may cause to other people with your vehicle.

You can then add cover for theft, fire, glass breakage or damage to your own car.

Take out insurance before applying for registration. Your insurer will be able to issue the certificate as soon as they have the chassis number and registration number.

To compare policies, consider the following:

• the risks covered; ;
• the amount of the excess; ;
• the vehicle’s compensation value; ;
• exclusions; ;
• support in Luxembourg and abroad; ;
• the provision of a replacement vehicle; ;
• coverage of accessories; ;
• the charging cable cover; ;
• the conditions for secondary drivers.

The cheapest policy isn’t always the most suitable. Therefore, be sure to check the amount you’ll have to pay yourself in the event of an accident or damage.

How do you register a new car in Luxembourg?

To register a new car in Luxembourg, you need to follow several steps. First, apply for a registration number. Next, take out insurance and pay the administrative fees. Finally, gather the necessary documents and submit your application to the SNCA.

Step 1: Apply for a registration number

You can use a number that has already been reserved in your name or request a new one. You can also choose a number from the current range or a personalised number for an additional charge.

However, reserving a number is not enough to register the car. An authorised professional must then produce the number plates.

Step 2: Take out insurance

Next, contact your insurer. They can issue the insurance certificate as soon as they have the chassis number and registration number.

As a minimum, the policy must include third-party motor insurance.

Step 3: Pay the administrative fees

The authorities are currently issuing invoices 50 euros for the standard administrative fee. If you pay by bank transfer, please keep the proof of payment.

A personalised number incurs additional charges. You should therefore check the official fees before going ahead with the process.

Step 4: Obtain customs document 705

Customs document 705 confirms that you have completed the necessary tax and customs formalities. It forms part of the registration file.

This step is particularly important when you buy the vehicle outside Luxembourg. In this case, you should also check the VAT rules before making the purchase.

Step 5: Submit the application to the SNCA

You can submit the application in person, by appointment, at the National Motor Vehicle Registration Authority. You can also send it by post, preferably by registered post.

You should generally prepare the following documents:

• the application form for a registration certificate; ;
• proof of payment of the administrative fees; ;
• the original invoice; ;
• proof of insurance; ;
• Customs document 705; ;
• the European Certificate of Conformity; ;
• a photo of the manufacturer's plate; ;
• a valid form of identification; ;
• written authorisation if someone else is submitting the application.

The European Certificate of Conformity confirms that the vehicle complies with European standards. Please submit the original documents. The SNCA may also request additional documents depending on the vehicle or your circumstances.

Do you have to pay road tax after registering a vehicle?

Owners of vehicles registered in Luxembourg generally pay an annual road tax. For a private car, the amount payable depends, amongst other things, on CO₂ emissions and the vehicle’s specifications.

Upon registration, the SNCA issues a provisional tax sticker valid for 30 days. The Customs and Excise Authority then calculates the tax and sends the payment details to the owner.

Therefore, check the amount applicable to the model you are considering. Two cars of a similar size may be subject to different taxes.

What documents should you keep after making a purchase?

Keep all documents relating to the vehicle, its purchase and its maintenance. They will be useful should you need to carry out any administrative procedures, make a warranty claim or sell the vehicle.

Your application must include, in particular:

• the purchase order; ;
• the final invoice; ;
• the registration certificate; ;
• the certificate of conformity; ;
• the contract and the insurance certificate; ;
• proof of payment; ;
• the service record or service history; ;
• the warranty terms; ;
• invoices for options and accessories; ;
• funding documents; ;
• spare keys; ;
• information relating to connected services.

Finally, check that the chassis number shown on the documents matches that of the car delivered.

What checklist should you follow when delivering?

Upon delivery, please check that the car matches your order exactly. Please take the time to inspect the vehicle before signing the handover document.

Documents to be checked

• Invoice in accordance with the agreed price
• Vehicle registration certificate
• Certificate of Conformity
• Proof of insurance
• Warranty Terms and Conditions
• Vehicle manual
• Maintenance logbook or digital access

Vehicle to be inspected

• Model, trim level and engine as specified
• Colour and upholstery as expected
• Ordered options present
• Bodywork and wheels in perfect condition
• Mileage consistent with a new vehicle
• Compliant tyres
• Lighting and functional fittings
• Charge or fuel level checked

Items to collect

• Two keys or access devices
• Charging cables included
• Repair kit or spare wheel
• High-visibility vest and warning triangle
• Accessories ordered

Finally, ask for a demonstration of the driver assistance features, charging, the mobile app and the main functions before you leave the dealership.

How can Luxauto help you find a new car?

Luxauto allows you to search for and compare vehicles by make, model, budget, mileage, location, fuel type and type of seller.

On average, Luxauto offers 23,500 car adverts per month in 2026, including 1,063 electric vehicle adverts, according to Luxauto data from June 2026.

Browse the listings for new cars on Luxauto, compare the available models and contact the dealer offering the vehicle that best suits your needs.

Frequently asked questions about buying a new car in Luxembourg

How much does it cost to register a new car in Luxembourg?

The authorities are currently issuing invoices 50 euros administrative fees for registering a new car. A personalised number plate incurs an additional charge of 200 euros, whilst his transfer costs 24 euros. You should also factor in the cost of the number plates and any service charges. Always check the official fees before submitting your application.

What documents are required to register a new car?

You will generally need to provide the signed form, the original invoice, the insurance certificate, customs document 705, the European certificate of conformity, a photograph of the manufacturer’s plate and proof of identity. Please submit the original documents. If someone else is submitting the application on your behalf, please also provide them with written authorisation.

Can the car dealer register the car on my behalf?

An authorised dealer or garage can carry out the registration procedures on behalf of their customer. In particular, they can reserve the number plate, arrange insurance, pay the administrative fees and submit the application to the SNCA. However, please check the order form to see which services are included and what fees you will still need to pay.

Do you have to pay VAT in Luxembourg on a new car bought abroad?

For a new car purchased abroad, VAT is, in principle, payable in the country where you register the vehicle. If you register it in Luxembourg, you will need to complete the necessary tax and customs formalities. The invoice must clearly identify the vehicle, the seller, the buyer, the price and how VAT has been handled.

Is there any financial assistance available for buying an electric car in Luxembourg?

Whether you are eligible for financial assistance and the amount you may receive depend, amongst other things, on the date of the contract, the date the vehicle was first registered, the vehicle’s fuel consumption and the length of ownership. As the rules are subject to change, please check the official calculator before signing. An old advert or an estimate provided by the seller does not guarantee that you will receive the grant.

Does a new car have to undergo a roadworthiness test in Luxembourg?

A new car with a European Certificate of Conformity does not usually follow the same procedure as a converted or imported vehicle with incomplete documentation. However, the SNCA may request an inspection or additional documents if the certificate is missing or contains any discrepancies. You should therefore check the vehicle’s status before registration.